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So, you don’t have insurance and are wondering how to manage the cost of your dental treatment? It’s a common concern, but several options are available to help you receive the care you need without financial strain. While insurance can ease dental expenses, being uninsured doesn’t mean compromising your oral health.
Magnolia Park Dental offers dental payment plans in Coppell, Texas, to ensure you get the treatment you need, even if you don’t have insurance. You don’t have to put off or skip dental care because of cost. Talk to Dr. Brady Camp to learn more about our dental payment plans.
We understand that only some have dental insurance, whether due to cost, personal choices, or other reasons. For many, the expense of dental insurance can seem daunting, especially when balancing other financial responsibilities. Additionally, some may need access to employer-sponsored plans, and individual policies can be costly or offer limited coverage.
A dental payment plan allows you to get treatment now and pay later. Instead of paying your treatment upfront, a dental payment plan will enable you to get dental care with manageable monthly payments.
Several dental payment plans are available. Our office has partnered with Cherry to provide you with the best possible care. To qualify for Cherry, you must be a US resident and 18 years or older.
The application is easy—follow the link. Once approved, you’ll know exactly how much you’ve been approved for and your monthly payments. The funds will be available in your account immediately and ready for use. With flexible monthly payment options, there’s a plan to suit any budget, including 0% APR for qualified applicants.
Navigating the cost of care can be challenging for those without dental insurance, but it’s not impossible. The following are the benefits of dental payment plans.
Your payment is due on the specific day of the month that you selected when setting up your payment plan. You can find out the due date of your payment by checking out the Cherry patient portal. This is still the same portal you’ll use to make your payment. The payments can be made through ACH electronic transfer from your debit card, credit card, or checking account. It’s vital to note that pre-paid debit and credit cards attract a 2.99% processing fee. However, checking accounts and debit card payments have no processing fees.
Cherry allows you to make early payments without attracting additional fees or penalties, but what happens if you are late with payments? Does it affect my credit rating? Cherry reports payment activities to the major credit bureaus around the 15th of each month. Cherry is mandated to report all payment history to credit bureaus, including late and missed payments. Late payments may affect your credit in a way.
Magnolia Park Dental understands that not everyone has dental insurance—and the reasons for this vary widely. Whether due to financial constraints, lack of access, or personal choices, we’re here to help you navigate your dental care needs without insurance. Call (972) 573-4600 to learn more about our Cherry payment plan.